CELEBRATING 35 YEARS.               270,000+ CLIENTS.               ONE CONSTANT: YOU.               $160B MOVED ANNUALLY.               SINCE 1991.               CELEBRATING 35 YEARS.               270,000+ CLIENTS.               ONE CONSTANT: YOU.               $160B MOVED ANNUALLY.               SINCE 1991.               

Experience the NatPay difference

Online ACH & Document Distribution Solutions

Since 1991, NatPay has been a trusted leader in ACH and Document Distribution Solutions, processing over $158 billion annually for more than 318,000 clients nationwide.

Everything you need in one convenient Package

Solutions. Service. Stability.

ACH

ACH Solution

NatPay’s ACH solution streamlines payments with speed, accuracy, and security for businesses of all sizes.

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Direct Deposit

NatPay’s payroll direct deposit ensures fast, secure, and reliable employee payments nationwide.

wires and reverse wires

Wires/Reverse Wires

Our wire services enable rapid, secure transfers and efficient reverse wire funding for streamlined cash management.

Payroll direct cards

Escrow Accounts

Our escrow solutions provide secure, compliant fund management with full transparency and control for complex transactions.

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Document Management

Streamline your workflow with Doculivery: a comprehensive document and process management system.

online pay stubs

Online Pay Stubs

NatPay’s online pay stubs offer secure, paperless payroll access for seamless efficiency and convenience.

E-Statements

E-Statements

Securely deliver statements and documents electronically to your customers or employees.

Online Tax Documents

Online Tax Forms

With online W-2s, 1099s, and other important tax forms, organizations begin to save time, money, and the environment.

Online Billing

Online Billing

NatPay’s Click-To-Pay enables fast, secure, and convenient online payment processing.

Sign Up For A FREE Demo

Learn how we can save you time and money. Join over 318K customers who trust in NatPay!

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Real solutions for businesses from start-up to enterprise levels

Trusted By Over 318k Companies Nationwide

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NatPay is celebrating 35 years in 2026.

2026 Marks 35 Years! Thank you for making it possible.

NatPay Pay Cards

a better way to pay

FREE Direct Deposit With NatPay Pay Cards

Payroll Pay Cards – A direct deposit solution for employees without bank accounts and a whole lot more!

Employer Benefits

NatPay Pay Cards offer cost savings, enhanced security, seamless integration, and a fully paperless payroll solution.

Employee Benefits

NatPay Pay Cards provide employees with free ATM access, fraud protection, multiple deposit options, 24/7 support and more!

We are excited to announce our newest product, NatpayNOW

financial solutions and services

We’ve Got Your Covered

ACH Software Company

ACH Leader

In business since 1991, NatPay remains a top leader in ACH & Document Distribution Solutions processing $158+ billion annually for 318,000+ ACH clients nationwide.

Insured ACH Company

Insured & Audited

NatPay is insured through three major insurance carriers, and uses a third-party accounting firm to perform annual audits of its records.

Compliant ACH Company

Compliant

NatPay is HIPAA compliant, and a SSAE 18 (SOC 1) Type 2 examined organization for both ACH and Document Distribution Solutions.