Streamline Your Business Operations

Secure. Scalable. Streamlined.

NatPay’s product suite is built to power financial transactions with unmatched reliability and flexibility. Whether you’re automating payroll, managing business disbursements, or addressing niche industry needs, our tools provide seamless integration and complete compliance.

Seamless products built for secure automation.

Your Payments, Fully Optimized

ACH

ACH

Automated Clearing House (ACH) Transfers

Efficient, secure, and cost-effective — our ACH product streamlines direct payments and collections. Use it for payroll, vendor payments, and recurring billing with full NACHA compliance.

  • Same-day and next-day ACH capabilities

  • Advanced reporting and batch processing

  • Ideal for payroll, reimbursements, and vendor payments

Direct Deposit

Effortless Payroll Disbursement

Simplify employee compensation with fast and accurate direct deposit services.

  • Fully automated direct deposit file processing

  • Multi-bank support and compliance-ready

  • Reduces paper checks and administrative burden

wires and reverse wires

Wires

Real-Time High-Value Transfers

For high-priority transactions, NatPay offers secure, real-time wire services.

  • Domestic and international capabilities

  • Real-time traceability and verification

  • High-dollar, time-sensitive payment execution

Online Tax Documents

Escrow, Tax Impound & FBO Accounts

Custom Account Structures for Trust and Regulatory Needs

Specialized accounts designed for tax escrows, custodial relationships, and client fund segregation.

  • FDIC-insured partner institutions

  • Full visibility and reconciliation tools

  • Ideal for property managers, mortgage servicers, and legal firms

E-Statements

NatPayNOW

Instant Payment Access

Empower employees or vendors with immediate access to their pay or reimbursements.

  • On-demand payment distribution via card or mobile

  • Reduces turnover and improves satisfaction

  • Modern alternative to paper checks and delayed ACH

Payroll direct cards

Pay Cards

Reloadable Payroll Cards

Offer a cashless payment method for unbanked or underbanked employees.

  • Instant pay loading and ATM access

  • No need for employee bank accounts

  • Real-time card management and fraud monitoring

Cannabis Services

Banking & Payroll Solutions for the Cannabis Industry

Serving licensed cannabis businesses with compliant and secure payment infrastructure.

  • ACH, pay card, and payroll solutions tailored to cannabis

  • Extensive banking partnerships to support regulatory needs

  • Built-in fraud protection and industry expertise

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Learn how we can save you time and money. Join the almost 300K customers who trust in NatPay!

Trusted ACH Solutions Backed by Experience

Why NatPay?

When it comes to secure, efficient, and innovative payment processing solutions, NatPay stands as a trusted industry leader. With over three decades of proven excellence, we deliver unmatched reliability, advanced technology, and superior client support. Whether you’re managing high-volume disbursements or seeking a compliant, fraud-resistant ACH provider, NatPay offers the expertise and infrastructure to help your organization thrive.

30+ years in payment and distribution innovation

Nation’s largest 3rd-party ACH provider

$153B+ processed annually across 278,000+ clients

Best-in-class customer service, available 9 AM – 10 PM ET

Live support when banks are closed

Unmatched fraud protection & real-time issue resolution

Audited, insured & compliant nationwide

Let’s Talk Payments

We’re ready to help you streamline, simplify, and scale your payments infrastructure.