Direct Deposit through NatPay

The Most Reliable Way to Send Any Payment

Direct Deposit Made Easy

Whether it’s payroll, vendor payments, reimbursements, or contractor payouts, NatPay’s Direct Deposit Plus offers a fast, secure, and seamless way to send money—on time, every time.

As the nation’s largest third-party ACH provider, NatPay empowers businesses and financial institutions to simplify payment distribution across all touchpoints through an online platform.

Fast and On-Time Payments:

Ensure timely delivery of payments, with no delays from paper checks or mail processing.

Top-Level Security:

Safeguard funds with encrypted, bank-to-bank transfers, reducing the risk of fraud or lost checks.

Seamless Integration:

Easily manage all payment types from one centralized platform, simplifying operations for businesses.

direct deposit you can depend on

Why Choose NatPay’s Direct Deposit Plus?

Faster Access to Funds

Get payments into recipients’ accounts by payday (or earlier) with zero delays from paper check processing or mail delivery.

Enhanced Security

Minimize fraud risk with encrypted, bank-to-bank transfers—no lost or stolen checks.

All-in-One Simplicity

Manage payroll, vendor payments, reimbursements, expense reports and more with one centralized solution.

Automated Payment Cycles

Set up recurring direct deposits to cut down on time, effort, and errors.

Compliance You Can Count On

  • NACHA-audited annually
  • Compliant in all 50 states & U.S. territories
  • Meets federal and state regulatory standards

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Streamlined Payment Solutions for Businesses of All Types

Use Cases for NatPay’s Direct Deposit Solutions

  • Payroll & Contractor Pay: Ensure your employees and contractors are paid on time, every time. Direct Deposit Plus enables seamless, automated payroll processing, reducing administrative work and eliminating delays associated with paper checks.

  • Vendor & Supplier Payments: Simplify payments to vendors and suppliers by eliminating check writing and manual payment tracking. NatPay’s secure and fast bank-to-bank transfers ensure payments reach recipients promptly, helping you maintain positive business relationships.

  • Expense Report Reimbursements: Quickly reimburse employees for out-of-pocket expenses. With Direct Deposit Plus, you can handle reimbursements efficiently, ensuring employees get their funds without waiting for a physical check.

  • Commissions & Bonuses: Reward your team’s hard work with fast, reliable commission and bonus payments. NatPay makes it easy to manage and distribute these variable payments securely and on time, enhancing employee satisfaction.

  • Government, Education, Nonprofit Disbursements: Manage large-scale disbursements for government programs, educational institutions, and nonprofits. Direct Deposit Plus allows these organizations to streamline payments to staff, contractors, and beneficiaries with security and ease.

  • Freelancer & Gig Economy Payments: Pay your freelancers, gig workers, or part-time contractors quickly and securely, enabling them to receive their earnings without delay. Direct Deposit Plus is ideal for businesses with a flexible workforce.

  • Tax Refunds and Other Disbursements: Simplify tax refund payments and other types of government disbursements to ensure recipients receive funds directly into their accounts without waiting for checks to be mailed.

More Than Just Direct Deposit

  • Employee & contractor self-service portals

  • Electronic pay stubs & tax form access

  • Integrated pay card options

  • Custom marketing support to boost participation

  • Full compatibility with your accounting/payroll software – plus custom integrations

Web-Based. Bank-Grade. Built for Growth.

Since 1991, NatPay has pioneered online payment distribution. With AWS cloud redundancy, multi-layered encryption, and unmatched customer service, Direct Deposit Plus delivers speed, security, and scale like no one else.

Let’s Talk Direct Deposit

Deliver payroll with speed and accuracy—automated direct deposit that saves time, reduces costs, and keeps your team paid on time.