Instant Wage Access & Vendor Payments. No Infrastructure Overhaul
NatPayNOW: Real-Time Pay, Simplified
Today’s workforce and business partners expect speed. NatPayNOW empowers payroll providers, employers, and platforms to deliver real-time payments to employees and vendors—without the burden of retooling your system.
As demand for real-time pay grows across industries like healthcare, staffing, and hospitality, NatPayNOW delivers a competitive edge—without the complexity.
With NatPayNOW, instant payments are just a few clicks away:
What Is NatPayNOW?
NatPayNOW is a fully secure, real-time payment solution that leverages RTP® and FedNow® to move money in seconds. Built for payroll processors, accounting software vendors, and employers, it supports instant wage disbursement, vendor payments, and reimbursements—all while continuing to use your standard NACHA file format. Why it matters:
Why NatPayNow?
No Additional Setup
Use the same files, the same system—no changes on your end.
Fast & Flexible
Real-time payments mean funds are available within seconds at supported banks.
Late-Day Cutoff (6 PM ET)
Ideal for last-minute corrections, emergency payrolls, or late-processed batches.
Smart Routing
Our system automatically chooses the best instant payment path (RTP® or FedNow®) per transaction.
Fail-Safe
Deposits that fail are reprocessed automatically for next-day delivery—you’re always covered.
Total Transparency
Receive instant notifications for failed transactions or invalid data.
How It Works
Who It’s For
Payroll Processors
Compete with national providers, retain clients, and offer a premium feature.
Software Vendors
White-label friendly, API-enabled, and quick to deploy.
Employers
Pay employees & vendors instantly, manage cash flow better, and reduce HR or AP support requests.
Built for Scale & Security
Trusted ACH Solutions Backed by Experience
Why NatPay?
When it comes to secure, efficient, and innovative payment processing solutions, NatPay stands as a trusted industry leader. With over three decades of proven excellence, we deliver unmatched reliability, advanced technology, and superior client support. Whether you’re managing high-volume disbursements or seeking a compliant, fraud-resistant ACH provider, NatPay offers the expertise and infrastructure to help your organization thrive.
Instant Wage Access & Vendor Payments. No Infrastructure Overhaul
Real-World Results
One payroll processor used NatPayNOW to deliver instant pay to a skilled nursing facility.
The result? Fewer callouts, better retention, and a new premium offering for clients.
Bring Instant Pay & Vendor Payments to Your Clients—Easily.
